You city money boys and mortgage money - Page 2

chicken · 16-Jan-2006, 16:58

Happy to help Andy and sounds like you have a resolution.

As with so many things in life, the squeaky wheel gets the grease.

DC · 16-Jan-2006, 19:15

Quote:

Originally posted by andyb
Any body come up with any money,bank phrases i can use .....

Thje circumstances are
I have just changed Mortgage, and am now with a different lender.

The whole deal was complete on the 2nd Jan, settlement figure done in full.

On the 3rd jan the old mortgage company drew another amount of money from the direct debit!

They tell you not to cancel, i would of done regardless but crimbo got in the way a bit.......

In my opinion this money on the 3rd is totally outside of any settlement figure as that has been done and dusted.

So i rang, spoke to the call cantre numptie, they told me they could see this money sitting in my old now settled account as a positive amount..............but ill have to wait to get it back!

Spoke to the smarmervisor who said i would have to wait 10 days to get it back!

Youve guessed it, 10 days on still no money back!

I would call this dishonestly apropriating property belonging to another.......let alone the interest!

Thoughts............

But was it with the intention of permanetly depriving you of it??

sounds like section 1 of the theft act, 1968 to me.

Glad its all sorted fella.

DC.

andyb · 16-Jan-2006, 19:49

Thats the missing bit unfortunately............permenantly depriving, well the Bstards are hanging on as long as they can.............

madmav · 16-Jan-2006, 20:01

u got lodsa money and Gob andy!!

was'nt realy a problem 2 u ! now was it?

PDL · 16-Jan-2006, 20:05

Indemity Claim

just quote them words to your bank.

andyb · 16-Jan-2006, 20:51

Quote:

Originally posted by Desmo748
Indemity Claim

just quote them words to your bank.

have you tried to ring the HSBC?

Press this, press 1, FFS! Eventually i got through then..........

It was like Marjerie in Fat Fighters! "No, say again?" "no im still not getting you!" "does anyone understand........

andyb · 16-Jan-2006, 20:52

Quote:

Originally posted by madmav
u got lodsa money and Gob andy!!

was'nt realy a problem 2 u ! now was it?

It was! Probably more a principle thing!

Mr_S · 16-Jan-2006, 21:25

Then bill them for time wasted etc.

Calculate it at your normal daily / hourly rate (not an exagerated rate as some try)
Add any phone calls etc

Then send it as an invoice with 28 days to pay.

When they don't pay, send a red notice advising that you'll take legal action.

When they don't pay, file at small claims.

It does work

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16-Jan-2006, 16:58	#11
chicken Registered Forum User Big Twin Posts: 1,670 Join Date: Dec 2003 Location: Brick Lane Curry House Mood: suck, squeeze, bang,......fart? Happy to help Andy and sounds like you have a resolution. As with so many things in life, the squeaky wheel gets the grease. Reply

16-Jan-2006, 19:49	#13
andyb Registered Forum User BSB Star Posts: 6,720 Join Date: Feb 2002 Location: northampton Mood: Has change happened...must of missed it! Thats the missing bit unfortunately............permenantly depriving, well the Bstards are hanging on as long as they can............. Reply

16-Jan-2006, 20:01	#14
madmav Registered Forum User Ducati Corse Bikes: 1098 Posts: 3,060 Join Date: Dec 2003 Location: West Midlands Mood: Chilled u got lodsa money and Gob andy!! was'nt realy a problem 2 u ! now was it? Reply

16-Jan-2006, 20:05	#15
PDL Registered Forum User 500SD Bikes: 803 rs race bike Posts: 592 Join Date: Jul 2004 Location: Cheshire Indemity Claim just quote them words to your bank. Reply