Don't believe the bike insurer.
 

Comparision websites are generally good from my experience apart from my experience today.
Quoted £401, Falcon Bikes, 2003 749, Im 29 Passed my test 2 years ago but not ridden in between. When I try to actually buy the policy though I have to call them with a reference. Apparently even if you put you have no NCB it assumes you have been riding and not completing policies, so when I phone them the actual price will be £550.

However my second best quote of £440 with H and R was fine and I can buy online so I'm not too peeved. However this could seriously affect some people as I've put a deposit on the bike assuming the insurance was £401.

Moral of the story. Nothing is guaranteed until you have the policy!

Wes

You've hit the nail on the head. Comparison websites give a useful estimate, but the final price isn't set until you fully complete the application with the insurer.


It's a frustrating lesson, but an important one for everyone to hear. Your experience is a perfect reminder to get the official policy confirmation before committing to a purchase.


Glad you had a decent backup quote with H&R and could get it sorted online