Ducati Sporting Club UK > General > Idle Chat > check your bank statements!!!!

[jodycraw]

My switch card must have been cloned whilst I was in Spain, when I went to France someone withdrew 2000 euros out of my current account over 2 days before HSBC called me to ask me about it.

My switch card was cancelled and I was issued a new one. A couple of weeks after that I was enquiring where my new card had got to and I got a phone call 10 mins later to ask me if I'd used my new card for some large transactions in London. It turns out it was "intercepted" and someone spent another £2500 courtesy of me!!

I think i'll take all my cash out and put it under my pillow too......... And I'm seeking compensation from HSBC now because they've been so incompetent and for the inconvenience (I've still not been refunded and it was a month and a half ago)

[psychlist]

..but nobody ever fraudulently deposits £1 million in it!

[BDG]

Pah!!! Bank Accounts. I'm in the Rattler camp.

i much prefer cash and always walk round with a minimum of 500,000 in my wallet, shame its an old Turkish Lira note worth about 3 quid. Just nice to carry half a million about and try and use it in restaurants to pay bills.

One place actually gave me a 250,000 note in change and said i could have a free meal if they could keep the half a million note. I declined and paid.

Seriously fraud is BIG BIG business.

[Jools]

On the flip side of the coin, I have a Morgan Stanley credit card that I've given up using, simply because every single time I used it they would refer it through to the fraud department.

It has plenty of credit limit, I pay the whole bill each month and also have a direct debit setup so that if, by a slim chance, I forget to pay them they still get a payment each month. In all respects I'm a model customer....and yet, every time I used the card they left me standing by a checkout somewhere going through five minutes fraud rigmarole.

Once, and only once, I signed a cheque on this account to pay for my sons Uni fees because I had mislaid my current account chequebook. You guessed it, I got a call from their fraud department as soon as it was presented to check that I had actually written the cheque out.

I guess too much zealous fraud detection is better than not enough, but it's driven me to the point where I simply don't use my card....

While we're at it, has anybody else noticed that every Nat West cashpoint has a sign saying to report it if there is anything suspicious about the ATM machine, and then the ATM takes your card in a very graunchy way as if the embossed letters are rubbing on the top of the slot - for all the world as if someone has put some sort of skimmer device in there. I thought it was just my local branch, but they're all like it.

[Paul James]

I reckon American Express must be one of the safest cos their charges are so dreadful than nobody accepts them

I had a problem with my Barclaycard when on a bike trip abroad. Apparently the card was being used to buy petrol at service stations so far apart so quickly that the same person couldn't have been using it. Whoops !!! too many "splash and dash" tank fulls.

Seems they fail to strike a balance, it's either too harsh or letting people get away with daft amounts on your card.

[crm250]

Yes jools i noticed that too, i thought i had sat on my card once to often and it was a bit twisted, but yes they are all like that now, new card or old

[guest1]

Originally posted by skidlids
....Next I had two more Debits this time to AOL both on the same day and both for £15.99. So I again phoned the disputed department.

Wife had her bag nicked out of the car about 3 years ago and last year we got a whole stack of questionable cheques from Liverpool police. Each one was for 15:99 or less and at shops like bargain booze. Why 15:99? - because anything over that and the transaction would need to have been verified (or so we were told).

[philthy]

Easy way to prevent fraud on your account

1. Get married

2. Get massive mortgage

3. Have three kids

=

NEVER any money in account to steal

Credit / Debit card always declined

Overdraft constantly on maximum limit

Problem solved !

[aws]

This follows on from a thread about 4 weeks ago.
I too had seen 1x transaction that I never authorised via The Ring webs site.
On Thursday they emailed me after 5 weeks of me emailing and calling Germany and agreed to pay me back.
We'll see if they do / don't.

A second one that is still on-going is a payment of £115 made to my credit card which they say they never received / cashed it, yet the amount has been taken from my account.
So I have had a photocopy done of said cheque by The Abbey and await the credit card's comments.

You have to watch EVERYTHING like a bolddy hawk I tell you.

Tim

[antonye]

I currently have an ongoing dispute over a credit card that was never even authorised (as I only used it for the 0% offer to transfer a balance around) and yet it still got payments made on it in the States to a mail order company that only ships in the states!
How they ever managed to get it through the checks amazes me as the card had never been activated and they weren't send to the registered address for the card either.
The amount is minimal (£12) but luckily I spotted it before the "big one".


Jools - the motion you describe is created by the reader and is called a "jigger" which is designed to stop the theives installing the "Lebanese Loop" and other devices which will hold your card and then be retrieved at a later point. It's one of a new range of security measures to stop card theft at the terminals.