| Yep my bank account was found to be empty two months ago and although the money was replaced I never had an explanation, I had a futher two withdrawls as payments to AOL ( i have never used them) and I had to cancel my debit card and go for a month without access to money in my current account.
When I went to my branch in person all they were interested in was trying to get me to upgrade my account and take out their credit card, as I have been with the same bank for 27 years and the same branch I expected better.
Once I have sorted a few things a change in Bank is on the cards any recommendations | 
skidlids
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