| Hi,
I am in the process of negotiating with various providers that we work with to provide a decent level of life cover with additional accident insurance at something resembling a sensible cost.
Yes, you are right almost without exceptions most policies will include a 'hazardous sports/activities' clause which means you must declare any such activities at the proposal stage or subsequently if you take them up later, which will result in premiums being loaded.
If anybody is interested in cover drop me a u2u or email and I'll let you know as soon as we have details.
Regards, | 
05-Sep-2005, 22:58 
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