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  #11  
Old 25-Oct-2005, 21:40
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u2ud!
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  #12  
Old 25-Oct-2005, 21:43
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Andy why are you worrying about a few pounds

you have loads to loose yet
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  #13  
Old 25-Oct-2005, 21:49
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Fixing is good for people whose income is unpredictable and they are trying to stay within a foreseeable budget. If your mortgage represents a large chunk of your monthly outgoings, and a 1% hike in interest rates could cripple you, I'd recommend fixing.

I fixed for 2 yrs when I bought this house just so that I know what my mortgage will cost and most fixed rates are competitive at the moment. What's more, you'll kick yourself if interest rates escalate during that potential fixed period and you've stuck with the variable rate.

This advertisements is brought to you by 2penneth.com
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  #14  
Old 25-Oct-2005, 22:18
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Subtle Mav .... Subtle

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  #15  
Old 26-Oct-2005, 08:16
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Quote:
Originally posted by andyb
Quote:
Originally posted by Urban996
You need to look at the arrangement fees, any extended tie-ins and the exit fees when you want to change again.

Quote: 'Taking additional fees and costs into consideration, it's unusual for the lowest headline rate to be the cheapest home loan.'

free valuation free legal fees.............its a "special offer"

My other half's looking for a good mortgage at the moment... any chance of sending the details over?

Cheers
Martin
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  #16  
Old 26-Oct-2005, 09:24
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It seems you are not the only one having problems with mortgage's

http://news.bbc.co.uk/1/hi/business/4374892.stm

There's also links that maybe helpful
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  #17  
Old 26-Oct-2005, 09:46
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Quote:
Originally posted by madmav
Andy why are you worrying about a few pounds

you have loads to loose yet

i resemble that remark............
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  #18  
Old 26-Oct-2005, 09:48
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Quote:
Originally posted by Redruth
Fixing is good for people whose income is unpredictable and they are trying to stay within a foreseeable budget. If your mortgage represents a large chunk of your monthly outgoings, and a 1% hike in interest rates could cripple you, I'd recommend fixing.

I fixed for 2 yrs when I bought this house just so that I know what my mortgage will cost and most fixed rates are competitive at the moment. What's more, you'll kick yourself if interest rates escalate during that potential fixed period and you've stuck with the variable rate.

This advertisements is brought to you by 2penneth.com


When your on a low income like me every penny counts.........
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  #19  
Old 26-Oct-2005, 09:51
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andy,

surpirsed you know what a mortgage is?
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  #20  
Old 26-Oct-2005, 09:53
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Originally posted by dickieducati
andy,

surpirsed you know what a mortgage is?

I fear i will know what it is for a long time yet.........well until i die really!
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