Ducati Sporting Club UK > Model Specific - Discussion, Technical Problems and Help > 999 / 749 > What do i tell my insurance company??

[philthy]

Originally posted by HW
Well, I'm with Carole Nash and I phoned to tell them I had fitted a Termi on the 749S. It put my insurance up by over £100 a year! They know which one it is now though, and at least I am insured. I asked about other mods, and they said they were only interested in ones that affect performance. I don't know how much performance they think I am getting, because it still gets 100bhp on the dyno WITH the termi.

I did the same with my 851 and my katana which has a yoshi pipe on. I think the reasoning on their part is that if you want to improve performance then ergo you want to ride faster, so you are increasing the risk of a claim. I think it also makes 'em more likely to be nicked.

The insurance companies may not be bothered if it's legal or not, but round here ( North Wales ) the police have a fetish for looking at your exhaust pipe . Frightens the sheep if it's too loud don't you know!

Phil