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Old 09-Aug-2006, 17:28
Shandy
 
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Quote:
Originally Posted by philthy
What's the '' voluntary '' bit about then? I don't think I've ever heard of that.

You can lower your annual premium by increasing your exceses with a voluntary bit which adds to the compulsary part.

I think it's fair to say you allways loose out a bit when claiming off insurance companies but like others have said its a negotiation process, give them a call write a few letters and see if you can squeeze a bit more from them.
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