Ducati Sporting Club UK > General > Ducati Insurance - Questions and Answers! > MCE

[tcat]

Originally Posted by Bionicle

Same here, Ducati Insuance were having a larf asking for nearly a grand MCE came in at £217 will have to wait and see if i ever need to make a claim, touch wood i have not had to make a claim since i was 17 so my luck may hold out.

Yup, Ducati Insurance advised without going through the quote process that if I was receiving a quote ~200 / ~300 squids for a modded duke, then bite their arm off. The impression I received from DI was that my quote would have been in excess of £800+

MCE was the only bike insurer to provide a painless all-inclusive quote, not like the other 'ryan-air' bolt on additions; helmet & leathers, breakdown, legal, courtesy car, etc, etc. They did the lot + throw in BSB membership perks.

[michel couque]

never had a problem till needed to make a claim.........not even going to start telling the story...infact still being assesed at the ombudsmen,but already acknowledged that they have failed to reach the required standards in certain aspects.

[Jolley]

Funnily enough, MCE were listed in my "go compare" car insurance renewal. I nearly laughed myself off of my chair when I saw it was £2,500!!!

Like skids said, it seems cyclical... They decide to go for a new market sector each year, then move on the next. Only allowing those that stay to keep previous deals. I remember when I got mine I was told to go o DI because a lot used them with mods and they were cheap... Not when I applied though, and only eBike were interested... Looks like it has moved on again...

[tcat]

Originally Posted by michel couque

never had a problem till needed to make a claim.........not even going to start telling the story...infact still being assesed at the ombudsmen,but already acknowledged that they have failed to reach the required standards in certain aspects.

Received a call from MCE today...

MCE: "Hello Sir, how are you. I am just calling to enquire if you want legal protection on your policy"

Me: "I was advised on purchasing that everything was included"

MCE: "Sorry sir, this is not showing up on the policy on purchase"

Me: "Grrrrrrrrrrrr. I was advised, blah blah blah.. listen into the recorded phone call and call me back"

... not best impressed and its only been a few days.

Anyway, going to take a punt with the following URL. Need to find out whether it covers me if I'm at fault, not that I'm a bad rider or anything

http://www.autolaw.co.uk

[Cobbett]

Originally Posted by ashleyford

Anyway, going to take a punt with the following URL. Need to find out whether it covers me if I'm at fault, not that I'm a bad rider or anything

http://www.autolaw.co.uk

I cancelled the legal cover on each of the numerous auto policies we had and took out one of the above, after seeing recommendations. The cover is actually more extensive (eg covering everyone in the household, and/or on cycles etc), and you save ££s.

[tcat]

Originally Posted by ashleyford

Received a call from MCE today...

MCE: "Hello Sir, how are you. I am just calling to enquire if you want legal protection on your policy"

Me: "I was advised on purchasing that everything was included"

MCE: "Sorry sir, this is not showing up on the policy on purchase"

Me: "Grrrrrrrrrrrr. I was advised, blah blah blah.. listen into the recorded phone call and call me back"

... not best impressed and its only been a few days.

Anyway, going to take a punt with the following URL. Need to find out whether it covers me if I'm at fault, not that I'm a bad rider or anything

http://www.autolaw.co.uk

Ash 1 MCE 0

Motor Legal Protection is now on my policy after MCE listened back to the prerecorded call

All I need to confirm now is a courtesy bike, personal accident cover & helmet & leathers cover.

If there's one thing I have learn't from this is to do a tick-back exercise after purchasing your policy! Unbelievable.

[Cranker V2]

Helet gloves leathers boots etc have always been covered via my house insurance. I always ask car/bike insurers to remove that part of the insurance asI am covered elswhere.

I have been paid out twice for genuine claims when I was road riding. Most people seem to forget that house insurance includes accidental damage etc.

[tcat]

Good point, never thought about that it being covered under my home policy

It is technically a single article worth less than £1500.00

[Cranker V2]

I claimed helmet £250, gloves £80, boots £180, leathers £800, watch £!!!, rucksack £40. I think there was depreciation/wear n tear to pay on the helmet (!) so got 80% of value.

[TheDrunkenBakers]

Yikes, Ive just done some comparison stuff on t'interweb as i will need cover on the new beaut after 21st April - current insurer wont charge anything up until that time but aftr that its 70 big ones - and MCE are consisently the best option with the best inclusions.

It alls seems too good to be true having read some review online and they seem to be flaky in every department, especially customer service. i am doubtful but they are 50% cheaper, at least, than everyone else.