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Old 12-Feb-2012, 09:31   #1
kiwicoops kiwicoops is offline
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Morning Paul, I saw on Visordown (why don't we have a van section at DSC?) racers were reporting a good deal from Adrian Flux insurance, the online provider is, http://www.fluxdirect.co.uk/about.php.
But only got a good deal because the T4 is a 1995, so fits into their Classic Vehicle Cover, + had to give them a convincing reason why I'd own a van thats not used for work, (fishing and surfing were the most common uses apparently) all the more difficult being a Gardener,+ had to show I had another car for commuting, + 2 yrs no claims on vans, and generally all round good behavior probably helped.

Most Insurer's do see 'hobby' van ownership as an aberration and want to lump you in with 'white van man'

pete


"Nearly all men can stand adversity, but if you want to test a man's character, give him power". Abraham Lincoln ...53 horse power should do it
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Old 12-Feb-2012, 09:51   #2
DSC Region Organiser skidlids skidlids is offline
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I paid £415 for my Ducato 2.8 TDi and thats with a few years no claims but I can use it for whatever I want


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Old 12-Feb-2012, 12:29   #3
steve41 steve41 is offline
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All,

I have run vans for about 10 years now, initally only Norwich Union and RAC would quote but they were reasonable when not used for Business considering the vans were fairly new. Approx £250-400 over the years. Now there are more companies doing insurance, and price has went up!!!!!

Now I have my L200 on Commercial, not for business with Admiral (Gladiator) and that is £400.

My big Van is now on a Motorhome Policy, and costs £270 with Comfort Insurance. The whole van/motorhome is valued at 3 times the price of the original van, but is half the price to ensure. I must state that I got some of the work done professionally and have receipt and documents to prove this. To change from a van to a Motorhome there a 4 stipulations.
1. Must have fixed water tank (Mine has plastic one fitted under the sink in a cupboard?
2. Must have a fitted wardrobe (Mine takes 1 set of leathers)
3. Must have a fixed bunk
4. Must have a Toilet (mine has a boxed off area with door, and the loo is a portable bowl/water tank. Another mate has his in the cupboard under the sink, shuts the curtains pulls out of the cupboard and uses, then puts back in cupboard)
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Old 13-Feb-2012, 19:18   #4
kiwicoops kiwicoops is offline
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Another way to bring down the insurance is to convert the van to a camper, you need to show to the dvla that it has a cooker, at least one side window, a bed that is at least partially fixed to the van and I think some water storage.

You can also get a registered for the LEZ in an older van thats been converted to a camper. Even vans that are rated at over the max tare for LEZ can be re-rated if it obvious that you arn't going to be carrying loads of cement or whatever.

pete
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Old 13-Feb-2012, 22:55   #5
Chaz Chaz is offline
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Quote:
Originally Posted by kiwicoops
Another way to bring down the insurance is to convert the van to a camper, you need to show to the dvla that it has a cooker, at least one side window, a bed that is at least partially fixed to the van and I think some water storage.

You can also get a registered for the LEZ in an older van thats been converted to a camper. Even vans that are rated at over the max tare for LEZ can be re-rated if it obvious that you arn't going to be carrying loads of cement or whatever.

pete

Not sure about that! My motor home isn't eligible based on a sprinter?.
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Old 14-Feb-2012, 12:19   #6
steeevvvooo steeevvvooo is offline
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Think Chaz is right here (if not I'd be very happy!!)

I think campers are classed the same as vans for LEZ, but check your reg here if unsure

https://lowemissionzone.tfl.gov.uk/b...ovideVRM.faces

That is the one thing that put me off a van. To be compliant with LEZ I had to spend much more cash, then the added insurance, serciving, tax etc didn't make it worth the cost for me
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Old 14-Feb-2012, 19:55   #7
kiwicoops kiwicoops is offline
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The gvw of your camper needs to be 2500kg or less, for about £100 a camper can be officially re-weighed and issued with a new weight plate. A t4 (origonally gvw 2800) with a camper conversion will weigh around 1900kg, leaving 600kg of passengers and luggage. A bike at 154kg still wouldn't push you over the max.

pete
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Old 15-Feb-2012, 19:27   #8
kiwicoops kiwicoops is offline
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Quote:
Originally Posted by Chaz
Not sure about that! My motor home isn't eligible based on a sprinter?.

The gross weight of the smaller sprinters is around 2000kg but most of the lwb ones are already over the max for lez compliance even before they're fitted out as motorhomes.

pete
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