| Speaking as someone that works in the financial industry ... go and see an independent financial advisor! They will advise you on what can give you the best rate, either fixed (in Bonds for example) or by investing it in some kind of instrument to try and out perform the market.
A good IFA will take a look at all of your finances and spot things which you should do before investing money - paying off credit cards, changing your mortgage, etc - to get you into a better financial position. There's no point in trying to get a 6% interest rate when you're paying 19% on a credit card... | 
antonye
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