Ducati Sporting Club UK > Model Specific - Discussion, Technical Problems and Help > Panigale: V4 / V2 / 1299 / 1199 / 959 / 899 > 1199S Tricolore Insurance

[Quarrybends]

I think if you "under insure" then you're in deep trouble in the unfortunate event of a claim... not worth the hassle for a few hundred quid in the grand scheme of things in my opinion.

[virtualtwit]

Try E-Bike
Panigale "S", declaring Termi's too, Just over £470 fully comp.

[virtualtwit]

Might be worth giving E-Bike a go,
I had a quote for an "S", declaring Termi cans/5%+ power gain
was @£470 fully comp.

[Ray]

You only get paid out the market value. For a brand new bike with zero miles that's gonna be what it will cost to get another brand new bike.

Get some age on it and some miles and you'll get what it will cost to replace with similar age and miles.

I'm not up on theese new fangled bikes, is it a single seater? sometimes if you tell the insurer no pillions ever carried then the quote comes down.

Got the asked question about pillions a while ago when insuring the 998, it's mono so deffo no pillions, that knocked some £££ off the quote.

Worth asking if ther are any other "extras" on the policy you are happy to do without, breakdown cover, european cover, legal, etc, etc.

Insuring a brand new, new model, megabike listing at North of £20,000 is never gonna be cheap, thats the price you pay for the latest and greatest

Ray.

[benF04]

E-Bike won't insure a bike over £20k, as seems to be the case with most Insurance companies. Ho hum.

[antonye]

Did you try Ducati Insurance?
You also get a discount if you're a full (paid) Club member!

[iang]

After reading on various forums it appears that the majority are going with MCE who are giving the best quotes. Ducati Insurance are good but they seem to have increased their prices much more than most other insurers recently.

Try Adelaide Insurance in Belfast, they have won the Which best insurer a few times and are good to deal with. They guarantee to beat your cheapest quote by 10%.

I got my 848 insured through them for around £140 protected with legal and full breakdown, £400 excess.

Doing comaprison searches the Bike Insurer was previously the cheapest using MCE and Bike Devil ( also MCE but with no excess at all)

[benF04]

Thanks for the suggestions. Ducati Insurance quoted £1071 and stipulated that a tracker has be fitted.

I'll keep you posted.

[antonye]

Originally Posted by benF04

Thanks for the suggestions. Ducati Insurance quoted £1071 and stipulated that a tracker has be fitted.

Can you put that into context, ie what did you have before, how much was it worth and how much were you paying?

Given that a 1199S Tricolore is nearly £25k, I'm not surprised they want a tracker on it!!

[virtualtwit]

E-mail from E-Bike = "underwriters won't entertain"
Bollox, scour internet for quotes, £9000 odd pounds !
Call from "the bike insurer" we can do a policy for 15 months, £1288,
Answer - fu*k off - way too much
after 3 more calls, final quote, £998.58p
NO - still too expensive.
"I'll speak to underwriters again - ring you back"
Meanwhile = Ducati insurance quote on-line = £577 for 12 months = RESULT me thinks !
Bike insurer rings, tell him I've got a quote on-line, and I tell him (well - nearly the right figure) what it is, the thump of his jaw dropping could be clearly heard,
Equity red star - £570, comp etc, "can I ring you back" ?
Of course you can - but not with a silly quote
End result, 15 month policy, legal,breakdown,helmet + leathers,courtesy bike,90 day Europe cover, £566-36p
I'm convinced these insurance companies all belong to the "society of Robbin Hoods" (or *******s) more like !