| Lisa,
My wife was in the same predicament as you.She had driven company cars for over 10 years on the fleet policy and never needed personal car insurance.
When she opted out of the company car scheme she was quoted over 1200 quid to insure her MGF.She got a letter from her transport department basically saying she had'nt claimed for x amount of years,yadda,yadda,yadda and got the quote down to under 600.
Love the signature btw!:P | 
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